Our Services
How we can help you
We understand that financial planning is about more than just numbers. It’s about having the freedom to live your life with confidence - knowing your money is working for you, your family is protected and your future is on solid ground.
Whether you’re building wealth, navigating change or preparing for the next generation, we’re here to simplify the complex and give you clarity in your decisions.
Investment planning
A thoughtful investment strategy can unlock your long term goals and it starts with understanding what matters most to you. We use a combination of passive, active and discretionary managed portfolios to build a diversified approach that balances growth, risk and flexibility. We take the time to get to know your ambitions, your values and your appetite for risk. Whether you’re investing to grow your wealth, generate income, or preserve what you’ve already built, we’ll create a clear, sustainable plan to guide you through every market cycle. Our approach is transparent, consistent and always aligned to your priorities. We can help with: ​ - Portfolio design aligned to your goals and risk profile - Tax efficient investing (e.g. ISAs, pensions, investment bonds) - Regular reviews - Ethical or values based investing The value of units can fall as well as rise, and you may not get back all of your original investment.
Retirement planning
Your retirement should be something to look forward to, not a source of stress. We help you build a personalised retirement plan that gives you clarity and control. From choosing the right pension options to managing how and when you draw an income, we’ll work with you to create a retirement strategy that supports the life you want to live - now and in the years ahead. We can help with:  - Pension planning and consolidation - Lifetime cashflow forecasting - Drawing income tax efficiently in retirement - Managing defined contribution schemes A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
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Protection planning
Life doesn’t always go to plan, but the right protection can help you stay steady, even in uncertain times. We advise on insurance solutions tailored to your circumstances, from life cover and critical illness to income protection and business continuity. It’s about safeguarding what matters most - your family, your health, your livelihood - so you can face the future with peace of mind. We can help with:  - Life insurance and family protection - Critical illness cover - Income protection - Whole of life cover - Life Cover (Non-Investment) and Income Protection The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse. Critical Illness Plans The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.
Succession planning
Passing on your wealth shouldn’t feel overwhelming. We’re here to make the process clearer, fairer, and more tax efficient. Whether you’re thinking about future generations or planning your estate, we’ll guide you through the legal, financial and emotional aspects of succession. From trusts to inheritance tax planning, we help you leave a legacy that reflects your values and supports the people you care about. We can help with:  - Inheritance tax planning - Use of trusts and gifting - Intergenerational wealth strategies - Working alongside legal and tax professionals Inheritance tax planning and trusts are not regulated by the Financial Conduct Authority.
Personal injury management
A life changing injury can bring both emotional and financial upheaval but you don’t have to face it alone. With thoughtful planning and specialist advice, we help you regain control and live life without compromise. Our focus is on creating stability and freedom, so you can enjoy the life you have now, while securing the future you deserve. From building a sustainable income plan to ensuring access to the right care and housing, we provide calm, expert guidance at every stage. We can help with:  - Structuring lump sums for sustainable income - Care and housing cost planning - Working alongside solicitors and case managers - Long term financial security for you and your family
Our Network
Financial planning rarely happens in isolation, and we know that the best outcomes often come from collaboration.
That’s why we work closely with a trusted network of complementary professionals, including accountants, solicitors and mortgage brokers. These partnerships allow us to offer joined up advice that considers every angle of your financial world.
We’ll connect you with experts we know and trust so you get the right support, at the right time, with no added hassle.